OVERVIEW

CREDIT PERSPECTIVE
How to Rate & Establish Your Credit
Obtaining Credit
Controlling Your Credit
How to Prevent Credit problems
Bankruptcy

COLLECTION AGENCIES

CREDIT REPORTING
Obtaining Copies of Your Personal Credit Reports
Understanding & Evaluating Your Credit Reports
Types of Accounts
How an Acoount is Rated
Status Dates
Account History
Public Records

CORRECTING YOUR CREDIT
Methods Used for Correcting Your Credit
Auditing
Negociating
Disputing
100 Word Consumer Statement

STEP-BY-STEP CREDIT CORRECTION

APPENDIX 1
SAMPLE LETTERS
Credit Report Request 1
Credit Report Request 2
Audit Letter
Setlement/Negociation Letter 1
Setlement/Negociation Letter 2
Negociation Letter 3
Dispute Letter 1
Dispute Letter 2
Consumer Statement Letter 1
Consumer Statement Letter 2

APPENDIX 2
THE FEDERAL FAIR CREDIT REPORTING ACT

Copyright  © 1989-1990 Barry Rubin
 All rights reserved, including the right to reproduce this guidebook in any form, or used in any manner whatsoever, without the written permission, as provided by U.S. Copyright Laws.