Statement 1
Report Request 1
Report Request 2
Audit Letter
Settle/Negotiate1
Settle/Negotiate2
Negotiate 3
Dispute 1
Dispute 2
Statement 1
Statement 2

CREDIT TUTOR
Table of Contents
Overview
Credit Perspective
Collection Agencies
Credit Reporting
Correct Your Credit
Appendix 1
Appendix 2

CONSUMER STATEMENT LETTER 1

 Your Name
Street Address
City, State  Zip
Social Security #:
Date of Birth:

Date

Consumer Relations Department
Name of Credit Bureau
Street Address
City, State  Zip
  

Dear Sir/Madam:

Please add the following consumer statement to my credit report. Please provide this statement directly on my credit report. I want credit grantors to see my own explanation during the initial review.

 In reference to the (Creditor name) account, I lost my job due to a company layoff.  After falling behind on my payments I had made arrangements with my creditor to settle this account. I have now paid this in full as agreed upon in good standing. I am now back to work in a secure environment and am trying to re-establish my credit.

Sincerely yours,


Copyright  © 1989-1990 Barry Rubin
 All rights reserved, including the right to reproduce this guidebook in any form, or used in any manner whatsoever, without the written permission, as provided by U.S. Copyright Laws.