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OVERVIEW
You have just purchased what we believe is the most informative and direct credit guidebook available today. This manual will assist you in understanding credit, collections and the credit
reporting system.
It will also guide you on how to correct your own credit rating, as well as assist you in budgeting your personal finances properly so you can maintain a positive credit rating in the future.
This
manual guides you through many areas of credit.
We will give you an overview of credit in general and how it effects you. How your are rated. How to control your credit and how to prevent credit problems. You'll learn about collection agencies and your rights. We will discuss the credit reporting system. How to obtain your personal credit profiles, how to read them and how your creditors read them. Learn to manage creditors and the credit reporting agencies. And we will guide you in removing past negative credit histories that are being reported, preventing you from obtaining that home, or new car, or that well deserved vacation. And finally, we will help you budget your personal income. We want you to understand how to make the system work with you rather than against you.
We want you to become familiar with credit and your rights afforded you by federal laws. This guidebook is not published to help you relieve your debts.
We do not advocate defaulting any responsibility of legitimate debts. In fact, if you presently have credit problems with outstanding bills, the portion of this manual regarding credit correction is most likely not for you at this time. We recommend that you thoroughly review this section, as it will help you in dealing with your present creditors. We suggest that any credit problems you may have had be at least one year old or more before trying to repair your credit rating.
Once you have achieved any results from the information supplied in this guide, We're sure you will agree that "The Credit Tutor" was worth much more than you paid for it.
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