Statement 2
Report Request 1
Report Request 2
Audit Letter
Settle/Negotiate1
Settle/Negotiate2
Negotiate 3
Dispute 1
Dispute 2
Statement 1
Statement 2

CREDIT TUTOR
Table of Contents
Overview
Credit Perspective
Collection Agencies
Credit Reporting
Correct Your Credit
Appendix 1
Appendix 2

CONSUMER STATEMENT LETTER 2

Your Name
Street Address
City, State  Zip
Social Security #:
Date of Birth:
 

Date

Consumer Relations Department
Name of Credit Bureau
Street Address
City, State  Zip
 

Dear Sir/Madam:

Please add the following consumer statement to my credit report. Please provide a summary of this statement directly on my credit report in conjunction with each of the
accounts mentioned.  I want credit grantors to see my own explanation during the initial review.

Regarding my (Creditor name) account, I had a dispute with my creditor involving certain charges which were invoiced incorrectly. While the account was in dispute I did not forward any payments. It took me 4 months to resolve this problem, not realizing the affect it would have on my credit rating.  I have now paid this in full as agreed upon in good standing.  If I had received immediate consideration and prompt response from my creditor this account would have never reflected any negative status.

Sincerely yours,


Copyright  © 1989-1990 Barry Rubin
 All rights reserved, including the right to reproduce this guidebook in any form, or used in any manner whatsoever, without the written permission, as provided by U.S. Copyright Laws.