|
AUDIT LETTER
Your name
Street address
City, State Zip
Date
Credit Manager
Name of Creditor
Street Address
City, State Zip
Dear Sir or Madam:
I am writing for verification of credit information that has been reported to the credit bureaus. I am requesting this information
per the Fair Credit Reporting Act which requires that information of a derogatory nature must be accurate and verifiable. Please supply me with an audit of the account listed below.
The audit must reflect when the payments were due and when they were received which caused the rating to occur.
Please fill in the appropriate information requested on this letter and return the signed
original to me. (Please hold a copy for your files.)
The information in question is as follows:
Account No.: _________________ Rating: _________________________
If you should find that the
information is inaccurate or unverifiable, I ask that you check the box indicated to delete the false information from my credit report(s). I will then notify the credit bureaus of this authorization.
[
]This account is listed inaccurate or is unverifiable and should be deleted from my credit profiles.
If you find the information is correct and I have an outstanding balance, please report the balance in the
space provided. I will be happy to work out a settlement of the outstanding debt in return for the improved rating or deletion of this account from my credit profiles.
TOTAL
BALANCE:$__________PRINCIPAL:$____________ INTEREST:$__________
[ ]Change my credit rating to "Paid Satisfactorily" (Removing any negative status information).
OR:
[ ]Delete the account completely from any and all of my credit profiles.
Your name: ___________________________ Title:_________________
Telephone Number (and Extension):__________________
Stamp or Seal:_________
Comments:__________________________________________________
Sincerely yours,
|
